Based on the car insurance experts' own data, Confused.com identified the Land Rover Discovery HSE V6 TD and the Land Rover Range Rover Sport HSE TD6 as the cars that are most likely to have been involved in exceeding the statutory speed limit on a public road.

Meanwhile, the drivers who've been caught on their phone or hand-held device, when their eyes should have been on the road, are more likely to be driving a Ford Galaxy Zetec, a BMW XSI Sport or a Volkswagen Polo e 60.

Most likely to have been caught driving without insurance are the drivers of the Vauxhall Astra Edition 16V Coupe. Meanwhile, Audi A3 drivers (S3 FSI t Quattro) are the top traffic light jumpers.

Government estimates put the number of British people driving without insurance at 1.4m, and have identified this as one factor in the rising costs of car insurance.

One car in particular topped the charts with 26% of Land Rover Discovery HSE V6 TD owners having exceeded the statutory speed limit on a public road. BMW 320 DM Sport and the Mini Cooper TD also featured with 20% and 19% of owners respectively being found to have broken the speed limit.

Using a mobile device is still a problem on Britain's roads, despite fines and points being issued if caught, with Ford Galaxy Zetec TDi drivers being the main culprits at 1.94% closely followed by the BMW XS I Sport with 1.77% of drivers being caught.

With regards to other driving offences, Confused.com found that drivers of the Vauxhall Zafira Design DTi were most likely to drive their vehicle with defective tyres, while Citroen Saxo VTR drivers were most likely to drive or attempt to drive whilst over the current alcohol limit.

Gareth Kloet, head of car insurance at Confused.com says: "The rules of the road are designed to help shape our driving habits and to maximise road safety. Our research has nevertheless shown that driving legally is clearly a challenge to a significant proportion of drivers.

"Keeping on the right side of the law will obviously help to not only minimise the cost of your insurance but also help keep you on the road and keep the roads safe."

-Ends-

About Confused.com:
Confused.com was the UK's first price comparison site for car insurance. Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, life insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.  

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service finding users great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators. Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

PR Contact:
Sarah Wenham
Confused.com press office
Friary House
Greyfriars Road
Cardiff
CF10 3AE
02920 434275
www.confused.com

— WebWireID152297 —

- ENDS -

About aba Group:
aba Group has been operating in Bolton for years, headed by Managing Director Graham Webster and fellow Director Lynne Eckersley, they have 70 years' experience in the industry between them. Their specialist coverage spans Academy School Insurance, directors, officers, contractors, engineers, landlords and a whole host of other professional roles and activities; which has seen them become the go-to business insurance brokers locally.

For further information contact:
Email: insure@abagroup.co.uk
Website: www.abagroup.co.uk

— WebWireID152284 —

For more information, please visit: hhttp://www.seh-technology.com/products/usb-device-servers/myutn-150.html
 
About SEH Technology Inc.
SEH Technology, Inc. (www.SEH-Technology.com) is a leading supplier of professional network printing solutions for enterprise, government, and military customers in North America . SEH Technology's product portfolio includes internal and external print servers and spooling appliances for all common network and cabling types utilizing the latest technologies. In 2008 SEH introduced the USB device server product line myUTN, broadening the company's solution portfolio to include intelligent solutions for network access of USB devices.
 
SEH Technology, Inc. was founded in 2002 as the US sales office of SEH Computertechnik GmbH in Bielefeld, Germany, one of Europe's leading manufacturers of network printing solutions for over 20 years. SEH develops and manufactures every product in Germany  in accordance with DIN EN ISO 9001:2000.

— WebWireID152141 —

"The number of people who are looking to switch to a more affordable auto insurance policy has been jaw-dropping for us," explains John Miller, a founder of AutoInsuranceQuoteCheck.com. "It's because of the vast sums of money being spent on advertising campaigns trying to convince customers to switch brands."

In 2007 alone, the last year that advertising spending was made publicly available, GEICO spent over $751 million alone. That number does not include advertising dollars spent from competing companies.

As a result, more people are beginning to search online for information on getting auto insurance quotes."One of the big problems is that many of the companies who help you compare Auto Insurance Quotes in one click are actually wholly-owned by the auto insurance companies themselves," warns Miller. "In order to make the right decision, people need an independent resource that isn't owned by the big companies."

For example, esurance, one of the most popular websites for comparing auto insurance quotes, is owned by Allstate, one of the largest insurance companies.

"It's hard to trust an auto insurance quote comparison from one of those websites," Miller says. "They will often make their own policy the cheapest, even if the coverage isn't as comprehensive as their competitiors. That's one of the reasons our website has been growing in popularity."

http://AutoInsuranceQuoteCheck.com is an independent resource designed to help individuals choose the right kind of auto insurance, and to ensure that they are choosing the right types of coverage for their policy.

— WebWireID152096 —

"Choosing a life insurance policy is a very difficult decision to make, and it's one that many younger Americans used to put off," says Samantha Tisdale, one of the founders of LifeInsuranceQuotesCheck.com, an independent resource dedicated to providing information about finding the best life insurance policy for your needs. "Many of them are starting to understand that being able to provide for family and young ones in the case of their passing is very important."

Unfortunately, the process of choosing a life insurance plan is often very confusing, with phrases such as "Whole-Life" and "Term-Life" frequently being used."For someone who isn't familiar with the life insurance industry and the different types of policies available, it can be a very overwhelming experience," Tisdale explains. "That's why we've tried to explain the entire process with easy-to-understand terms and can help you find a life insurance policy that you understand, without any influence from the big companies."

Often, the top search results in search engines like Google for people who are looking to compare life insurance quotes are from big companies who are trying to sell you on their own company's policies. "They act indpendent, but they're not," warns Tisdale. "We don't get paid a dime for recommendations that we make."

Samantha Tisdale can be found at http://lifeinsurancequotescheck.com, an independent resource dedicated to helping people find and compare different life insurance policies.

— WebWireID152097 —

As one of DMEC's Gold sponsors, Aetna will play a prominent role in the organization's key programs, research and conferences, including its new FMLA/ADAAA Compliance Conference slated for the spring of 2012 in Minneapolis, MN, as well as its Annual International Conference to be held in August (Denver, CO).

One new program that the sponsorship will support is the release of DMEC's Leave Management Survey results, which tracks employer methods, challenges and successes in leave administration, setting a baseline from which to assess future trends.

'Aetna is committed to meeting the needs of the people we serve and we are proud to support DMEC in their development of absence and disability solutions that enhance workforce productivity,' said Kate Begley, Head of Specialty Sales at Aetna. 'Working with DMEC is another way that we can help our customers better manage their workforce and help members return to work faster.'

 'This is a great fit for us. Aetna has been a supporter of DMEC's programs that improve workplace productivity for a number of years, and we are happy to have them at this new level of sponsorship,' said Charlie Fox, Esq, Executive Director of DMEC.  'We are very excited to have them join our impressive list of other national sponsors as we expand our services and support of the integrated absence management industry and profession.'

About DMEC
The Disability Management Employer Coalition (DMEC) is a non-profit organization that advances strategies and resources to improve workforce productivity by minimizing the impact of absence and disability. The primary goal of DMEC is to assist employers in developing cost-saving programs and returning employees to productive employment at the earliest possible opportunity. Visit www.dmec.org for more information about educational publications and events.

About Aetna
Aetna is one of the nation's leading diversified health care benefits companies, serving approximately 36.3 million people with information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional, voluntary and consumer-directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life and disability plans, and medical management capabilities and health care management services for Medicaid plans. Our customers include employer groups, individuals, college students, part-time and hourly workers, health plans, governmental units, government-sponsored plans, labor groups and expatriates. For more information, see www.aetna.com.

— WebWireID152066 —

According to the latest data from AutoInsuranceMonitor.com, the Green Mountain State has an average car insurance premium of $995, while the national average according to the insurance website was $1,561. Vermont's small population and long winters combine to result in less driving on its road leading to lower costs.

In contrast, the state of Michigan ranked last on the list with an average premium of $2,541 with the large disparity attributed to its poor roads and a non-existent car inspection law, coupled with another Michigan law mandating personal injury protection payments for several years and coverage for lost wages.

The site compiled the latest ranking of the United States, including Washington D.C., by collecting average rates per policy from six best auto insurance companies on over 2,400 cars and spread throughout 10 zip codes for each state. The large population states that made the list keep rates low by encouraging a competitive marketplace such as in Ohio and South Carolina, while North Carolina keeps rates low by capping premiums.

But drivers across the United States can keep rates low with these tips:

• Credit Scores – Maintaining good credit scores help keep auto insurance premiums low.
• Ask For Discounts - Drivers should ask their auto insurance companies if they qualify for discounts when they join a community organization, enrolled in college, over even if they recently retired. They won't know if they don't ask.
• Combine Policies – Drivers save money when they combine home and auto insurance policies with one insurance company instead of spread around several companies.
• Sedate Beats Sporty – When car shopping, drivers should look for cars with safety features such as side impact airbags or automatic seat belts. Also, insurance on sedate sedans is less than sports cars always.
• Drive Slower – Speeding tickets add to the cost of premiums so drivers should slow down to save money.
• Drop Collision – Drivers with an old car should drop collision coverage which will only cover them for the Blue Book value of their vehicle in the event their car needs to replaced after an accident.

1. Vermont    $995
2. S. Carolina    $1,095
3. Maine    $1,126
4. Wisconsin    $1,128
5. Tennessee    $1,146
6. Ohio    $1,152
7. N. Carolina    $1,154
8. Iowa    $1,179
9. Virginia    $1,237
10. Utah    $1,271

— WebWireID151965 —

The US QROPS has been set up specifically with US residents in mind and has been designed to interact with the Double Taxation Agreement (DTA) that exists between Malta and the US which specifically deals with pension payments between the two countries in an efficient manner. When coupled with STM's commitment to no exit penalties (as with all STM QROPS) and free transfers between STM QROPS this provides a truly unique offering.

Whilst full details of the new scheme are being kept confidential for obvious reasons, it is STM's expertise on QROPS and the detailed knowledge of the US and Malta taxation system that has allowed STM to lead the way in providing a US QROPS solution.

Due to Malta's EU status, a Malta QROPS also offers some unique advantages over other jurisdictions and is therefore a welcome addition to the STM Group multijurisdictional QROPS Wrap.

David Erhardt, STM Group Pensions Director commented, "We are delighted to be able to offer clients and intermediaries a US QROPS solution. We believe that this DTA (1 of 59 that Malta has in place) has allowed this to become possible. The importance of DTAs should not be underestimated especially in light of the recent HMRC proposed changes."　For a confidential discussion about your pension, please contact STM Group on the details below.Or visit www.stm-qrops.com/usa-qrops and download your free guide to US QROPS.

— WebWireID151966 —

— WebWireID151921 —

The car insurance specialist found that 52% of people think their lives are too complicated. More women than men believe this, with 57% of them claiming their lives are too complicated compared with 45% of men. Briton's lives would appear to become less complicated as they get older as 70% of 16 - 24 year olds say their lives are too complicated compared with just 37% of the over 55s.

Regionally, those living in the North East find life most complicated, with just over three out of five people living there claiming this. Next are the Welsh on 58% and Londoners on 57%. Interestingly, across the Pennines from the North East in the North West, only 45% claim their lives are complicated, the lowest of any region.

Examining the reasons for the complication, over a third of respondents (36%) said managing money, a quarter (25%) cited managing work/life balance and just under a quarter (24%) said family life is the biggest contributor.

Dave Halliday, Admiral acting managing director, said: "It appears that people are struggling to cope with the challenges modern life throws at them and are finding it all too complicated. Unsurprisingly, managing money is at the top of the list as with a seemingly endless list of outgoings, it can be tricky to keep on top of everything, particularly when trying to balance work and family life at the same time."

When asked how their lives could be made less complicated, a third of people (33%) said earning more money would help, while around one in seven (14%) mentioned retiring would be  the best option, with a similar amount (12%) saying upping sticks and jetting away on a long holiday would really help. Other responses were agreeing with everything their partner said (5%) or even getting a divorce (2%).

Over a fifth of people (22%) admitted they are to blame for their own complications, while a fifth (20%) blame the Government, and a similar number (17%) blame their partner.

A quarter of people (25%) cope with their complicated lives by simply sticking their heads in the sand and ignoring their phone. 9% avoid chores and worryingly 5% ignore statements and financial demands. However, over 40% don't actually employ any strategies at all to make their life less complicated.

Admiral MultiCar has teamed up with comedian and presenter Sue Perkins to create some light-hearted video guides on how to make life less complicated. In the videos Sue shows how to get the kids ready for school in record time, how to keep on top of your household finances, how to speak the language of a teenager and how to make sure to buy the perfect present for a partner. The videos by can be viewed at www.admiral.com/alifelesscomplicated.

Notes to Editors:
The research was carried out online by Opinion Matters amongst a panel of 1,173 UK adult respondents.

About Admiral:
Admiral, (a trading name of EUI Ltd) launched in 1993, and is part of Admiral Group plc. It was set up to target those motorists who traditionally pay higher than average premiums, including those under-35, living in cities or driving hot hatches. It now offers its unique Admiral MultiCar policy for households with two or more cars.

Admiral writes its motor insurance business to a consortium of insurers, these being Admiral Insurance Company Ltd, Admiral Insurance (Gibraltar) Limited and Great Lakes Reinsurance (UK) plc.

The Admiral Group employs over 4,500 people in the UK and has more than 2.8 million customers in the UK.

PR Contact:
James Carnduff
Admiral
Capital Tower
Greyfriars Road
Cardiff
CF10 3AZ
029 2043 4333
www.admiral.com

— WebWireID151957 —

In response to demand from members, Bupa Anytime HealthLine is accessible at any time of day, 365 days of the year offering medical advice and health information. With no time constraints, the customer can have a relaxed and full conversation with a medical professional. The caller will speak directly to a nurse, and if further advice is required, a GP will aim to call the member back within the hour.

Sue Moore, Marketing and Customer Development Director, Bupa Health & Wellbeing said: "Many of our members want to be able to speak to a GP or to a nurse at any time of the day or night, at a time that suits them, without having to wait for an appointment. Many of them want to be free to discuss their health concerns or questions for as long as they need, without the feeling of being rushed. They want expert medical advice on anything from stomach upsets and teething babies to sexual health advice or managing a long term condition. They may also be worried about an upcoming procedure and want some reassurance about what to expect. Bupa Anytime HealthLine is there to give our individual health insurance members this advice and reassurance whenever they need it."

For more information about how to buy Bupa individual health insurance and have access to Bupa Anytime HealthLine call 0800 289 577. Calls may be recorded and may be monitored.

-Ends-

About Bupa
Bupa's purpose is to help people live longer, healthier, happier lives. 

A leading international healthcare group, Bupa offers personal and company health insurance, runs care homes for older people and hospitals and provides workplace health services, health assessments and chronic disease management services, including health coaching, and home healthcare.

With no shareholders, Bupa is able to invest profits to provide more and better healthcare. It is committed to making quality, patient-centred, affordable healthcare more accessible in the areas of wellness, chronic disease management and ageing.

Employing nearly 52,000 people, Bupa has operations around the world, principally in the UK, Australia, Spain, New Zealand and the USA, as well as Hong Kong, Thailand, Saudi Arabia, India, China and across Latin America.

For more information, visit www.bupa.com

PR Contact:
Sarah Andrews
Freud Communications
55 Newman Street
London
W1T 3EB
+44(0) 20 3003 6587
www.bupa.co.uk

— WebWireID151923 —

According to Wayne Ellison, a veteran insurance broker and agent of more than 20 years, 'this is the time for homeowners to reassess their current coverage because they might be over-insured. Just as an example, if someone purchased a $450,000 home prior to the real estate market crash in 2008, they might be paying for $360,000 in replacement coverage, but the current value of their home might only be $280,000. In that case, the homeowner might only need $224,000 in coverage. That difference in value would create a noteworthy savings in most middle-income households. I recommend my clients to take the following four steps to minimize unnecessary costs:

1. Check to see what the tax-assessor's value of their home is. While that's typically less than market value, they can compare it to the assessed value prior to 2008 and see if there's more than a 20% drop. If so, they need to complete their due diligence in determining their home's current market value.
2. Have their real estate agent to run comps for their home to get an idea of what current market value is.
3. Have an appraisal done by a professional appraiser. While this is the most costly approach, it's a reliable way to get a true market value for their home.
4. After re-assessing the market value of their home, follow-through by getting a home insurance quote.'

Last week marked 12 years in business for the Ellison Insurance Agency. They assist clients throughout metro Atlanta looking for car insurance, homeowner insurance, business insurance, motorcycle insurance, life insurance, boat insurance, and mobile home insurance.

Anyone looking for a home insurance quote in Georgia should go to www.EllisonInsuranceAgency.com and submit an online quote request.

— WebWireID151896 —

Around 2,900 women in the UK are diagnosed with cervical cancer every year. However, it is one of the most preventable cancers, with deaths from the disease having fallen over the last 25 years, precisely because of large numbers of women undergoing cervical screenings. Many women are put off going for a screening owing to a lack of information on what it involves and anxiety about dealing with abnormal results. To help, Bupa is offering advice on the subject.

Dr Katrina Herren, Medical Director, Bupa Health and Wellbeing, said: "Cervical screening detects pre-cancerous cells which can develop into cervical cancer. Early detection of pre-cancerous cells is vitally important in preventing cervical cancer so if your test does detect these abnormal cells, don't panic. It means that the cells which could develop into the cancer have been detected and can be monitored closely or treated to prevent them developing into cancer."

A cervical screening is a simple procedure carried out by a doctor or qualified nurse which can detect pre-cancerous cells inside the cervix which can develop into cervical cancer. Early detection of changes to cervical cells is vitally important in minimising the impact of the disease, which is why all women over the age of 25 are encouraged to have cervical screens.

A cervical smear test is just one of the tests included in Bupa's female health assessment. For women who are primarily concerned with their breast and gynaecological health, Bupa Female Health offers a thorough check and the opportunity to discuss any health concerns you have. This 60 minute assessment focuses on the early detection of breast and gynaecological conditions as well as other health risks such as diabetes.

For more information about cervical cancer and screenings please visit: www.bupa.co.uk/individuals/health-information/directory/c/cervical-cancer.

-Ends-

Notes to Editors:
*Data taken from Bupa Health Pulse 2011. Research carried out by Ipsos MORI between 22nd April and 23rd May 2011 on 1021 women (aged 18+) in the UK.

Notes to editors
The Bupa Female Health Assessment is provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Service Limited. Registered in England and Wales No. 3829851. Authorised and regulated by the Financial Services Authority. Registered office: Bupa House, 15-19 Bloomsbury Way, London, WC1A 2BA.

About Bupa
Bupa's purpose is to help people live longer, healthier, happier lives. 

A leading international healthcare group, Bupa offers personal and company health insurance, runs care homes for older people and hospitals and provides workplace health services, health assessments and chronic disease management services, including health coaching, and home healthcare.

With no shareholders, Bupa is able to invest profits to provide more and better healthcare. It is committed to making quality, patient-centred, affordable healthcare more accessible in the areas of wellness, chronic disease management and ageing.

Employing nearly 52,000 people, Bupa has operations around the world, principally in the UK, Australia, Spain, New Zealand and the USA, as well as Hong Kong, Thailand, Saudi Arabia, India, China and across Latin America. 

PR Contact:
Sarah Andrews
Freud Communications
55 Newman Street
London
W1T 3EB
+44(0) 20 3003 6587
www.bupa.co.uk

— WebWireID151910 —

"It's a staggering number of people," says Jeff Coolidge, one of the founders behind RefinanceHomeMortgageCheck.com, a resource dedicated to providing detailed information about what to expect during the home mortgage refinancing process. "[People] don't know what to expect, so they turn to websites like ours for real information."

There is no shortage of websites and services focusing on home mortgage refinancing information.A search on Google reveals that there are approximately 6.5 million websites providing information related to home mortgage refinancing. However, most of the top websites have a hidden agenda.

"The big problem right now is that all of the top resources listed for Home Mortgage Refinancing are affiliated with the big banks," explains Coolidge. "The websites are designed to making the home refinancing process sound a lot easier than it actually is, and then they suck you into providing personal data that they sell to the banks."

As a result, there has been an increase in demand for resources like RefinanceHomeMortgageCheck.com that give honest information about the entire process and what steps you need to follow as a first-time home buyer.

"I'm extremely proud of what we've done with the site, and I expect it to continue growing in popularity over the coming months and years. We're in it for the long run," Coolidge says.

You can find out more information about Refinance Home Mortgage Check at http://www.refinancehomemortgagecheck.com.

— WebWireID151883 —

According to recent reports, the Financial Ombudsman Service (FOS) expects a 14% increase in the number of PPI claims it takes on over the next financial year, due to customers becoming frustrated with financial institutions and insurers dragging their heels, or not awarding compensation when they feel it is due.

Over the last 12 months, the independent organisation, which aims to settle disputes between customers and providers of financial services, dealt with 145,000 mis-sold PPI claims, but believes it will have to get involved with as many as 165,000 in 2012/13.

Tony Boorman, principal ombudsman, stated: "It's disappointing there's little finality for significant numbers of people who are waiting for their bank or insurer to deal with a complaint. The delays and inconvenience this causes consumers means the ombudsman has to gear up for unprecedented demand and volatility."

Commenting on the news, Simon Thompson, managing director at Precision Claims, said: "We know that the public can sometimes find it difficult, or even intimidating, to lodge a complaint with a big institution like a high street bank. And this can become even more difficult if their claim is ignored or dismissed when they deserve remuneration.

"Seeking help from a claims management company, rather than going it alone, can take the stress out of claiming back PPI. At Precision Claims, we understand that you don't want to spend all your hard-earned free time chasing up complaints with banks. This is not an issue when you use a specialist claims firm, with our highly experienced experts communicating with corporations on your behalf and getting the result you want with the minimum of hassle to you."

Precision Claims specialises in helping clients claim back PPI. It also specialises in personal injury claims. For more information about the firm's services, visit: http://www.precisionclaims.co.uk 

— WebWireID151849 —

Confused.com recognises that consumers want the best experience when comparing products online. The new partnership with ActiveQuote will strengthen customer's choice on private health insurance for both themselves and their families.

Private medical insurance has always been seen as a complicated issue; however Confused.com wanted to make this experience for customers as simple as possible, as well as providing them with the best benefits.

Price is not the most important factor with private medical insurance. Low cost policies often exclude important benefits. ActiveQuote's unique online comparison tool allows customers to refine their search with immediate updates to the price instantly shown on the comparison page. Consumers can specify exactly what they want in a policy and the site will remove unsuitable quotes. Every variable can be tailored online, including excess, choosing a different hospital list or adding an option such as dental cover.

Richard Theo, Managing Director of ActiveQuote commented: "We are really excited about the launch of our private medical insurance comparison on Confused.com which is the one of the best known insurance comparison brands in the UK. It is a real endorsement of the quality of user experience and customer service that we have strived to achieve here at ActiveQuote."

Matthew Lloyd, Head of life insurance at Confused.com continues: "We are delighted at the appointment of ActiveQuote as our new partner. For specialist products such as private medical insurance, consumers are looking for an excellent online comparison coupled with excellent off-line advice and we believe that ActiveQuote have proven their leadership in both of these areas."

About Confused.com:
Confused.com was the UK's first price comparison site for car insurance. Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, car insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.

Specialist comparisons can be made on products such as over 60 life insurance and classic car insurance.  

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. Confused.com's service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

PR Contact:
Sarah Wenham
Confused.com press office
Friary House
Greyfriars Road
Cardiff
CF10 3AE
02920 434275
www.confused.com

— WebWireID151812 —

'If any local schools or academies would like any further advice on how to manage their risks to guard against unexpected costs over the coming year, we'd be happy to help' adds Ms Eckersley
 
 
 
 
 
- ENDS -
 
About aba Group:
aba Group has been operating in Bolton for years, headed by Managing Director Graham Webster and fellow Director Lynne Eckersley, they have 70 years' experience in the industry between them. Their specialist coverage spans Academy School Insurance, directors, officers, contractors, engineers, landlords and a whole host of other professional roles and activities; which has seen them become the go-to business insurance brokers locally.
 
For further information contact:
Email: insure@abagroup.co.uk
Website: www.abagroup.co.uk

— WebWireID151764 —

New research carried out by Confused.com, amongst 2,000 people in the UK, shows that saving money is one of the biggest motivators for swappers, with 31% of people saying that they preferred to swap to save money, whilst 36% admitted to swapping 'to get something I actually wanted rather than something I would never use'.

With 17% getting more satisfaction from swapping than shopping and 48% of people having already swapped an unwanted possession online, it's clear that swapping is on the up.

Confused.com 'Swap Store', which will take place at London's Victoria Station from 1-3pm on January 25th, is part of the give-away which sees 1,000 Nectar points given to every customer who buys a car insurance policy through Confused.com between now and the end of March 2012.

Swap Shop presenter, Keith Chegwin, will be compering the swap, said: "It's great to see that swapping is back in fashion, and I'm really looking forward to running Confused.com's Swap Store. Saving money is one benefit of swapping things you no longer need and it can be really entertaining too."

Mike Hoban, Chief Marketing Officer at car insurance comparison expert Confused.com added: "The popularity of swapping unwanted gifts has encouraged us to have some fun this January by arranging our very own 'Swap Store'. Those old enough to remember the children's TV show 'Multi-coloured Swap Shop' will not be disappointed."

About Confused.com:
Confused.com was the UK's first price comparison site for car insurance. Confused.com is one of the UK's biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and life insurance.  

Specialist comparison also includes business car insurance, temporary car cover and students car insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

About Nectar:
Nectar, the United Kingdom's leading coalition loyalty programme, is owned by Aimia, a global leader in loyalty management. Over 18.5 million collectors earn Nectar points when shopping for groceries, doing DIY, booking a holiday, paying household bills, buying petrol and even getting their car serviced. Collectors also earn Nectar points when they shop exclusively online via Nectar eShops at over 500 leading retailers online. Since Nectar's launch in 2002, over £1.5 billion of rewards have been redeemed by its collectors. Rewards include money off shopping, travel and general merchandise. 

PR Contact:
Sarah Wenham
Confused.com press office
Friary House
Greyfriars Road
Cardiff
CF10 3AE
02920 434275
www.confused.com

— WebWireID151800 —

The writers on the Power of Sale Ontario website understand that most homeowners and real estate investors know quite a lot about buying foreclosed properties but many new homebuyers don't know how the foreclosure process can actually work to their benefit.  The publications on the website help people understand the processes of foreclosure so that they can get a full understanding of the real estate industry as a whole which also includes the foreclosure process. 

'My wife inherited a lot of money from her parents who died in a car crash.  She wanted to invest the money in property foreclosures, specifically Vancouver foreclosures or Calgary foreclosures, so that we can have something to leave our kids.  But we didn't know anything about buying foreclosures and we didn't want to spend our money recklessly.  A friend of ours told us about your website and I just want to say thanks for all of your hard work in putting all of these resources together.  We now know what steps we have to take and how to be successful real estate investors.' – A. LaPoint

According to the writers, buying foreclosures should not be too difficult to understand for people with average intelligence because practically almost all provinces in Canada adhere to similar basic principles.  To put it in layman's terms, foreclosure is a procedure where a lending institution or a bank repossesses, or takes back the property because the owner or borrower failed to make the payments according to the terms of the mortgage loan. 

About

Power of Sale Ontario and the Canada Real Estate Foreclosure Resource Center were created to help people find a home at the best possible lowest prices.  The website is updated on a regular basis so there is always new information and helpful tips and advice on how to narrow down a foreclosed property search so that the home buyer can find a home which will be in the family for generations to come.

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One of the main points which the writers on the Foreclosures Canada website try to help people understand is that all foreclosures and other types of distressed property sales must go through the legal transfer process.  Foreclosed properties require the same kind of paperwork and waiting periods that a normal purchase of a home will entail with slight variations.   

In addition to providing extensive information for home buyers and real estate investors, Foreclosures Canada also publishes information for real estate brokers, real estate sales representatives and real estate developers who are interested in searching for properties in the following provinces: 

• Alberta
• British Columbia
• Ontario
• Manitoba
• Saskatchewan
• Nova Scotia

The process for purchasing a bank foreclosed property varies from province to province in Canada and almost all of the cases which are filed against the defendants of each foreclosure is a matter of public record and can be found at the local court houses of each province.  Foreclosures Canada maintains resources which easily provide access to a list of pre-foreclosures, tax sales properties, estate sales and probate sales in each of the Canadian provinces.

About

Foreclosures Canada and the Canada Real Estate Foreclosure Resource Center were created to help people find a home at the best possible lowest prices.  The website is updated on a regular basis so there is always new information and helpful tips and advice on how to narrow down a foreclosed property search so that the home buyer can find a home which will be in the family for generations to come.

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