WebWire | News by Industry : Financial Markets http://www.webwire.com/ Financial Markets News by WebWire en Copyright © 2013 WebWire. All Rights Reserved. Tue, 18 Jun 2013 23:04:49 EST WebWire | News by Industry : Financial Markets 140 32 http://www.webwire.com/ http://www.webwire.com/imgs/webwire_logo_140x32.gif Wood costs for the global pulp industry declined the past two years, with the 1Q/13 Woodfiber Price Indices being down 10% http://www.webwire.com/ViewPressRel.asp?aId=176150 Tue, 18 Jun 2013 14:38:29 EST Seattle, USA. The costs of wood fiber for the world's pulp mills have trended downward the past two years because of reduced pulp and paper production, and in some regions, as a result of higher supply of lower-cost fiber. This trend continued in the 1Q/13 when the Hardwood Wood Fiber Price Index (HFPI) fell by 1.1 percent to $103.66 per oven-dry metric ton (odmt), which was 12 percent below the all-time high in the 3Q/11, as reported by the Wood Resource Quarterly. 
 
However, the price trends were mixed in the 1Q/13, with hardwood fiber prices lower in Asia and Eastern Canada and slightly higher in Europe and Latin America as compared to the 4Q/12. Eucalyptus pulpwood prices in Brazil have fallen more than in most other regions the past two years, with 1Q/13 prices being down over 30 percent since 2011. This dramatic decline has resulted in Brazilian pulp mills now enjoying the fourth lowest wood fiber costs in the world, behind Russia, the US South and Chile, respectively.
 
The Softwood Wood Fiber Price Index (SFPI) in the 1Q/13 was practically unchanged from the 4Q/12 at $99.90/odmt. The SFPI has inched downward for seven consecutive quarters and is currently down 8.8 percent from the most recent peak in 2Q/11, according to the WRQ. The biggest changes in the 1Q/13 in US dollar terms were the declines in chip prices in Eastern Canada, Japan, Western Canada and the US Northwest. The biggest increases occurred in France and Germany.
 
There has been an increased supply of residual chips from the sawmilling sector that has turned up the production levels over the past six months. This is the major reason for the declining prices in Canada and the US. Prices for wood chips in Canada have fallen more than 15 percent in just over a year.
 
With improved markets for softwood lumber in the US, it is likely that the availability of lower-cost wood fiber for the pulp industry throughout North America will continue through the rest of 2013 and into 2014.   
 
Global pulpwood and timber market reporting is included in the 52-page quarterly publication Wood Resource Quarterly (WRQ). The report, established in 1988 and with subscribers in over 30 countries, tracks sawlog, pulpwood, lumber and pellet prices, trade and market developments in most key regions around the world. To subscribe to the WRQ, please go to www.woodprices.com

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]]> Agriculture / Aquaculture Financial Markets Paper / Forest Products / Containers Publishing / Information Services WebWireID176150 Article Exportation of wood pellets from North America to Europe reached a new record of 3.2 million tons in 2012 http://www.webwire.com/ViewPressRel.asp?aId=176149 Tue, 18 Jun 2013 14:31:51 EST Seattle, USA. The wood pellet export industry in North America has grown exponentially in a relatively short period of time. The export value has increased from an estimated 40 million dollars in 2004 to almost 400 million dollars in 2012. This fairly new trade development is the result of Europe's quest to reduce its dependence on fossil fuels and to reduce CO2 emissions. Energy generation from renewable resources has, with varying pace, gone up in all countries in the EU the past decade.
 
Woody biomass, including wood pellets, is one energy source that has attracted both much attention and investments in a number of countries on the European continent. With limited domestic wood raw-material sources, countries such as the UK, Belgium and the Netherlands have increasingly relied on the importation of industrial wood pellets to reduce the usage of coal at some of their power utilities. The relatively high costs for wood pellets in Europe have resulted in increased interest in importing pellets from British Columbia and the southern states of the US where wood raw-material costs are lower than in Europe.
 
A record volume of 3.2 million tons of pellets was exported from North America to Europe in 2012, according to the North American Wood Fiber Review (www.woodprices.com), which compiles and publishes pellet trade volumes based on surveys of pellet exporters and customs data in North America and Europe, each quarter. From the US South, shipments were up over hundred percent compared to 2011, while Canadian exports increased 25 percent year-over-year.
 
The expansion of pellet production has been particularly noteworthy in the US South where there have been 14 new pellet plants that are either new or planning to expand production in the coming year. Location and capacity of the new plants are reported in the latest issue of NAWFR.
 
This news brief is from the market report North American Wood Fiber Review (NAWFR), which has tracked wood fiber markets in the US and Canada for over 20 years. It is the only publication that includes prices for sawlogs, pulpwood, wood chips and biomass in North America. The 36-page quarterly report includes wood market updates for 15 regions on the continent in addition to the latest export statistics for sawlogs, wood pellets and wood chips.
 

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]]> Financial Markets Oil / Energy Paper / Forest Products / Containers Utilities WebWireID176149 Article Sawlog prices in North and Central Europe have trended downward the past two years http://www.webwire.com/ViewPressRel.asp?aId=176148 Tue, 18 Jun 2013 14:26:37 EST Seattle, USA. Sawlog prices have trended downward in most major markets in Western Europe the past two years in US dollar terms, but this trend was broken in the 4Q/12 when prices increased slightly mainly as a result of a weakening US dollar. In the local currencies, log prices were practically unchanged in the 4Q/12.
 
The biggest price declines have been seen in Sweden where pine sawlog prices fell over 15 percent from the 4Q/10 to the 4Q/12 in both the local currency and in US dollar terms. Spruce log prices have declined over 25 percent during the same time period. In Finland, Germany and Norway, prices have dropped a more modest 5-10 percent over the past two years, as reported by the Wood Resource Quarterly. Sawlog prices fell during 2012 because sawmills were cutting back production in response to the weaker demand for lumber throughout Europe.
 
While log prices have fallen in both US dollar terms and local currencies the past two years in Northern and Central Europe, prices for sawlogs in the 4Q/12 in Eastern European countries, including Estonia, Latvia and the Czech Republic, were generally higher than in 2011. This development has mainly come as a result of the relatively strong lumber export market which kept the log markets healthy.
 
The only major market in Eastern Europe where log prices have fallen has been Poland. From the 2Q/11 to 4Q/12, average prices have fallen over 20 percent and the country has now some of the lowest conifer sawlog prices in Europe, according to the Wood Resource Quarterly.  
 
As a consequence of slowing lumber production, log trade declined in Europe during 2012, which also had a dampening impact on log prices on the continent. Net log imports to Western Europe fell from over 14 million m3 in 2011 to an estimated 10.8 million m3 in 2012. Much of the decline in imports was those from Russia and the Baltic States.    
 
Sawlog prices might be close to the bottom in the 1Q/13, and they are likely to remain at these levels as long as the European demand for lumber continues to be weak. Despite the recent price declines, current price levels are higher than the ten-year average in all major markets throughout Europe.
 
Global pulpwood and timber market reporting is included in the 52-page quarterly publication Wood Resource Quarterly (WRQ). The report, established in 1988 and with subscribers in over 25 countries, tracks sawlog, pulpwood, lumber and pellet prices, trade and market developments in most key regions around the world. To subscribe to the WRQ, please go to www.woodprices.com

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]]> Architecture / Construction / Building Financial Markets Paper / Forest Products / Containers Real Estate WebWireID176148 Article Iceland-based issuing services provider Valitor featured in CAC Card Academy Bulletin http://www.webwire.com/ViewPressRel.asp?aId=176111 Tue, 18 Jun 2013 06:30:42 EST The Iceland-based issuing services provider Valitor, alongside its partner-company PRESEND, has been featured in the latest CAC Card Academy Bulletin.
 
CAC Card Academy Bulletin is a leading financial services and card payment publication. The newsletter is issued twice a month for free, and includes the latest news from the financial industry.
 
Since 2003, Valitor has been specialising in international payment acquiring services, where it was amongst one of the first companies to achieve a European cross border license. Whilst its main focus in the beginning was mainly on acquiring, Valitor is now rapidly growing its issuing business and is now the second biggest issuer and service-provider of prepaid VISA cards in Europe.
 
Valitor's CEO, Vidar Thorkelsson, mentions, 'Prepaid cards have become increasingly popular and new commercial opportunities have emerged. PRESEND is an ideal partner to work with in the rapidly developing Nordic market and we look forward to a fruitful cooperation to meet the challenges ahead. Our ambitions are long term and we are committed to continue providing unique solutions and professional services of the highest quality.'
 
Additionally, during the recent Card and Payments Awards ceremony held in London, UK, Valitor was awarded two awards for its innovative solutions.
 
To learn more about Valitor and its services, visit www.valitor.com

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]]> Banking / Financial Services Business Announcements Commercial Services Financial Markets Personal Services WebWireID176111 Article Main Project Financing Completed for Sadara http://www.webwire.com/ViewPressRel.asp?aId=176056 Mon, 17 Jun 2013 09:58:37 EST MIDLAND, Mich. - -The Dow Chemical Company (NYSE: DOW) today announced the signing of the main financing for the Sadara project. Sadara Chemical Company (Sadara), Dow's joint venture with Saudi Arabian Oil Company (Saudi Aramco), entered into definitive agreements with certain export credit agencies, commercial banks and the Public Investment Fund of the Kingdom of Saudi Arabia for approximately $10.5 billion of additional project financing. The financing supplements the $2 billion raised through a Sukuk Islamic bond issuance in April, 2013, bringing the total Sadara project financing raised to approximately $12.5 billion, which will be used to fund the construction and start-up of the joint venture.

Financial close of the project financing is expected to occur in the third quarter of this year.

'Securing the financing for this historic project is the achievement of a significant and critical milestone,' said Andrew N. Liveris, Dow's chairman and chief executive officer. 'Sadara is a cornerstone of Dow's growth strategy. The joint venture will introduce a differentiated product slate from a competitive, low-cost position which will transform the landscape of our industry and the chemicals and plastics sector in Saudi Arabia.'

'The response to the Sadara joint venture financing has been very strong,' said Bill Weideman, Dow's executive vice president and chief financial officer. 'This high-quality investment is expected to provide a competitive cost position for the Company, while capturing customer demand in emerging regions and driving high-margin, sustainable global growth.'

The formation of this joint venture is a major step forward in Dow's strategy to drive long-term profitable growth in its downstream, innovation-driven businesses and in fast-growing regions such as Asia Pacific, the Middle East and Africa, and Eastern Europe. The joint venture is expected to deliver EBITDA margins of 35-40 percent and a stream of equity earnings for Dow averaging $500 million annually during the first 10 years following its start-up.

Sadara is building a world-scale, fully integrated chemicals complex in Jubail Industrial City II, Kingdom of Saudi Arabia. The complex will be comprised of 26 manufacturing units, will possess flexible cracking capabilities and is expected to produce more than 3 million metric tons of high-value performance plastics and specialty chemical products. The first production units are expected to come on-line in the second half of 2015, with full production starting in mid-2016.

About Dow

Dow (NYSE: DOW) combines the power of science and technology to passionately innovate what is essential to human progress. The Company connects chemistry and innovation with the principles of sustainability to help address many of the world's most challenging problems such as the need for clean water, renewable energy generation and conservation, and increasing agricultural productivity. Dow's diversified industry-leading portfolio of specialty chemical, advanced materials, agrosciences and plastics businesses delivers a broad range of technology-based products and solutions to customers in approximately 160 countries and in high growth sectors such as electronics, water, energy, coatings and agriculture. In 2012, Dow had annual sales of approximately $57 billion and employed approximately 54,000 people worldwide. The Company's more than 5,000 products are manufactured at 188 sites in 36 countries across the globe. References to "Dow" or the "Company" mean The Dow Chemical Company and its consolidated subsidiaries unless otherwise expressly noted. More information about Dow can be found at www.dow.com.

®Trademark of The Dow Chemical Company ('Dow') or an affiliated company of Dow

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]]> Banking / Financial Services Business Announcements Chemical Financial Markets Government WebWireID176056 Article David Roberts and Richard Chambers, The Haney Group Executives, Attended the Taiwan Investor Conference 2013 in Hong Kong http://www.webwire.com/ViewPressRel.asp?aId=176037 Mon, 17 Jun 2013 08:18:10 EST May 17, 2013 - Hong Kong --
 
Citibank hosted this year's Taiwan Investor Conference held at the Conrad Hotel, Hong Kong, on May 15-16, 2013 with honoured guests David Roberts, Senior Vice-President of The Haney Group together with Director of Private Equity Richard Chambers.
 
The Haney Group was established as an equity research house in Hong Kong in 1999 and has grown about twenty fold. The company provides institutional level research support to corporate traders. Their clients include mainly large investors such as fund managers and stock brokerages who require accurate real time data. They do also work with the HNWI. They are commissioned by clients to collate and compile information on under-known and potentially undervalued small and mid-cap equities.
 
This collaboration of The Haney Group and Citibank brings to focus the need for a concerted effort to strengthen the investment industry in Asia as well as globally. Citibank, in fact, achieves the extraordinary for their clients around the world by advancing the goals of its clients. Their diverse and talented staff in more than 100 countries advises companies, governments and institutions on the best ways to realize their strategic objectives.
 
Citi creates solutions for and provide the broadest possible capital and market access to thousands of issuer and investor clients. And no institution better executes the increasingly complex payment and cash management solutions required in today's global economy.
 
Global Capital Markets provides world-class global capabilities for corporate, institutional and retail investors through our dominant equity and debt sales and trading platforms, industry-leading research, top-tier institutional distribution capabilities, and access to the second-largest retail brokerage network in the U.S. They are a global leader in underwriting, structuring, and sales and trading across all asset classes, including equities, corporate bonds, government and agency bonds, asset-backed and mortgage-backed securities, syndicated loans, structured and futures products.
 

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]]> Banking / Financial Services Financial Markets WebWireID176037 Article A New Patent Issued For Art Form Parleau – The Artist/Inventor Simon Raab Condemns His Own $2 Billion Art Factory - http://www.webwire.com/ViewPressRel.asp?aId=175888 Wed, 12 Jun 2013 12:27:28 EST NEW YORK, NY 12 June 2013/- While the world of patent rights argues about whether the human gene can be patented, an equally controversial patent issued for a new art form begs the question: 'Should an art form also be patentable?' This question is just a cousin of the debate whether factory art can be considered 'art' if the artist never touched the work. These two questions are folded together in a recent announcement of artist Simon Raab's newly issued art patent describing his unique 'Parleau' medium and his condemnation of his own 2 billion dollar art factory.

Simon Raab's work is being presented by the Michael Schultz Gallery Beijing at The Solo Project fair in Basel, Switzerland, this week. There he presents his conventional bronze grenade sculptures and a single highly symbolic and important piece in the Parleau medium called 'Andy Boom'. The symbolism of 'Andy Boom' is best summarized by a quote from a recent article:

gnomemag.com/a-new-patent-issued-for-an-art-form-the-artistinventor-turns-his-back-on-a-2-billion-dollar-art-factory

'I have come to a late-in-life epiphany ... I now believe factory art is a lie. I have meticulously managed beautiful and enormously complex pieces of art with the help of many talented technicians, but I never really touched those pieces of art. I realize that my original factory artworks are not art. Koons' balloon dogs are not art, Hirst's dot paintings are not art, and Murakami's steel Pokémon atrocities are not art. My grenades are meant to explode this delusional dollar-awestruck-industrial convention we find ourselves in. Art is made by the hand of the artist, every stroke every chisel mark must belong to the artist. I created 'Andy Boom', a Parleau of Andy Warhol holding a grenade, his sad expression says: 'I know I started something awful and I am sorry and with this grenade I will perform Seppuku.'

The work of Simon Raab can be seen at booth E3 at The Solo Project Basel from June 12th-16th, 2013.

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]]> Art / Graphics / Photography Banking / Financial Services Entertainment Financial Markets Lifestyle / Society WebWireID175888 Article MT4 Trailing Stop - Perfecting Your Forex Exits to Reap Maximum Profits http://www.webwire.com/ViewPressRel.asp?aId=175718 Tue, 11 Jun 2013 03:00:00 EST Singapore, June 11th, 2013 – Most forex traders either have a fixed take profit or they let profits run. Letting profits run is a true test of ability of the forex trader as it requires a very strong psychological mindset in order to let profits run. 

Emotions will certainly be in the way during the process as traders find the next best stop loss level to shift their stops to.  Shifting stop loss too early may cause the trade to exit prematurely resulting in falling short of taking more profits from the table.

In the other case, inaction may cause opportunity missed when he should have taken profits. This is a serious  mistake and a very real problem that most beginning traders will face.  Failure to have a mt4 trailing stop loss in place can cause devastating effect on a trader's psyche.

Most beginning traders do sometimes imitate the accurate trading entry points that some others had discovered, but fail to take cognizance of all other aspects like the exit plan. In the end, though such traders initially made huge profits, they only have losses to show for their trade balance sheet. This is because they are rather oblivious of, or cared less about, closing their trades to take profits out of the market.

Here are some general guidelines when is the right timing to shift their stops:

1. Trades is X amount of pips in profit
2. X amount of bars or candles have closed
3. Shifting stop loss before a major news event like US retail sales etc

Note: Usage of a combination of both in most cases will work best.

The solution is ForexTrailer software. It is a mt4 trailing stop ea developed by Flagforex for the Metatrader 4 trading platform. Shifting of stop loss has to be automated in such a way that whenever a price movement occurs, the stop loss is shifted automatically so that a trader can lessen the load of spending time monitoring a trade.

Users of the program will have less to worry as the software will determine the best timing to shift the trade's stops to the next best level as determined by the above discussed factors.  In addition, users of the mt4 trailing stop will also have 8 trailing stop strategies to choose from to complement their trading strategies.

About Flagforex

Flagforex is a leader in providing forex trading tools for manual forex traders and investors. Since the business launch in 2009, demands for more advanced trading tools has skyrocketed. Flagforex has developed 3 trading packages which help to automate various trading processes for MT4 forex traders.
 
For more information on automating trailing stop strategies, visit the url below:
http://www.ForexTrailer.com 


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]]> Banking / Financial Services Computer Software Financial Markets Internet Technology WebWireID175718 Article Warren Buffett 'Lunch' Fetches $1 Million in eBay Charity Auction http://www.webwire.com/ViewPressRel.asp?aId=175712 Fri, 7 Jun 2013 22:32:59 EST WhatSellsBest.com is reporting this years Warren Buffett Lunch has sold for $1 Million on eBay. The annual auction will treat the winner to a private lunch with Mr. Buffett, while also raising money for a cause close to Mr. Buffett's heart.

The winning bidder and seven of their friends will join Warren Buffett for a three-hour-lunch at the Smith & Wollensky Restaurant in New York while benefitting a San Francisco charity, which was originally introduced to Mr Buffett by his wife.

According to James Massey, publisher of WhatSellsBest.com; 'I recently watched a couple of (video) interviews with past winners of the lunch-auction who also visited the charity. I was struck by how much they seemed to agree that Mr. Buffet has picked the beneficiary of the auction, as carefully as he would pick his investments or a business manager.'   

The beneficiary, the Glide Foundation. Helps thousands of men, women, and children overcome the effects of human suffering, poverty and homelessness, through a wide-variety of innovative programs in the San Francisco area.

To see a videotaped interview with Warren Buffett on how-and-why he became involved with the charity, as well as interviews with past winners of the Buffett lunch auction; visit WhatSellsBest.com or use the link below.

Media outlets interested in discussing this press release in detail are encouraged to contact James Massey by email at; james@whatsellsbest.com or by telephone at 1-206-497-2263.

About WhatSellsBest.com

WhatSellsBest.com is a free website which reports the sales and trends of rare (high-value) items being sold online, worldwide. The website also provides free resources to help people determine the value of their items.

For more information contact:

James Massey,
WhatSellsBest.com
james@whatsellsbest.com
1-206-497-2263

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]]> Auctions Banking / Financial Services Electronic / Internet Commerce Financial Markets Insurance WebWireID175712 Article Time Warner and China Media Capital Form Strategic Investment Partnership http://www.webwire.com/ViewPressRel.asp?aId=175672 Fri, 7 Jun 2013 02:05:13 EST NEW YORK – Time Warner Inc. (NYSE:TWX) and China Media Capital (CMC), China's leading investment fund focused on media and entertainment, today announced the formation of a strategic investment partnership. The announcement was made in the western Chinese city of Chengdu, where top business leaders convened for the 2013 Fortune Global Forum.

The alliance pairs the world's leading video-focused content company, home of such businesses as Warner Bros., HBO, and Turner Broadcasting, with the preeminent investment platform in China dedicated to the media and entertainment sector. The goal of the partnership is to capitalize on China's rapidly expanding media sector as digital devices proliferate and China's demand for high-quality content across multiple platforms rises.

"This partnership with CMC and Ruigang Li will give us a unique window into one of the world's largest and fastest growing media and entertainment markets," said Time Warner Chairman and CEO Jeff Bewkes. "Increasing our global presence is one of Time Warner's strategic priorities and China is one of the most attractive territories in which we operate, but it is complex. This alliance will give all our businesses a savvy and accomplished partner as we strive to bring our leading brands and storytelling to people everywhere, across a wide range of devices."

"China's media and entertainment industry is undergoing a profound change on various fronts including technology, creativity and commercialization." said Ruigang Li, Chairman of CMC. "We are privileged to be at the forefront of these unprecedented opportunities as well as challenges. We are pleased to forge this partnership with Time Warner, a global power of television, film, and digital content, to jointly explore innovative ways of creating premium content for the new generation of consumers at the age of Internet and mobile, which will further contribute to the dynamic industry development in China."

The Chinese media and entertainment market is among the largest and fastest growing in the world. Box office revenue is projected to reach $4.4 billion in 2013, and with an estimated 45% compound annual growth rate (CAGR) between 2009 and 2013. Animation revenues are projected to reach $7.1 billion in 2013, with a 27% CAGR over the same period, and online video revenues are projected to reach $2 billion in 2013 with a 64% CAGR between 2009 and 2013.

CMC Founding Chairman Mr Ruigang Li founded CMC as China's first media and entertainment-focused investment fund in 2010. CMC's investment portfolio has participated in several investments and transactions including DreamWorks Animation's Chinese joint venture and CMC's acquisition of Star China from News Corporation. Mr. Li was previously the chief executive of Shanghai Media Group, where he was credited successfully transforming the Shanghai based provincial broadcaster SMG into one of China's largest media conglomerates.

About Time Warner Inc.
Time Warner Inc., a global leader in media and entertainment with businesses in television networks, film and TV entertainment and publishing, uses its industry-leading operating scale and brands to create, package and deliver high-quality content worldwide through multiple distribution outlets.

About CMC
China Media Capital (CMC) is China's first media sector focused fund dedicated to media and entertainment investments in China and internationally. Approved by China's National Development and Reform Commission (NDRC) for an initial fund size of RMB 5 billion, CMC's prominent founding partners include China Development Bank (CDB), one of China's largest financial institutions. CMC's investment portfolio includes stakes in OCJ, the #1 TV shopping channel in China, a joint venture share in Oriental DreamWorks together with DreamWorks Animation, a joint venture share in TVB China together with TVB, and a controlling stake in Star China, formerly News Corporation's China assets, including TV channels – Star (Xing Kong), Star (Xing Kong) International and Channel V (China) – as well as the Fortune Star movie library, which is the largest movie library across Asia.

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]]> Business Announcements Entertainment Financial Markets Multimedia / Online / Internet Television WebWireID175672 Article Poll Shows Surge in Economic Optimism http://www.webwire.com/ViewPressRel.asp?aId=175660 Thu, 6 Jun 2013 16:44:03 EST A new Money Journal poll shows that the majority of those surveyed are more optimistic about their own financial situation than a year ago. The poll found that 50% of respondents feel better about their economic situation than one year ago.
 
The poll is the first real sign that Americans are feeling better about their finances since the financial crisis hit the U.S. five years ago this summer. However, more than one out of three surveyed said they did not feel any better about their financial standing these days.
 
The way people feel about their own financial status is paramount in relationship to an economic recovery.
 
The Wealth Effect is the way people feel about their own financial status. Sociologists say the better a person feels about their personal finances, the more apt they are to make major purchases on cars and other household appliances. Taking risks on large purchases, including homes and other real estate is a huge part of the U.S. and world economic recovery.
 
A Money Journal survey in April found that 40% of those surveyed feel it will take at least six more years for the U.S. economy to recover from the economic downturn. Before the financial crisis, an estimated 80% of U.S. households invested in stocks, bonds and other financial investments on Wall Street. That number has been cut substantially since the crisis, with millions of consumers losing trillions of dollars in assets during the downturn.
 
Financial experts in business, including stocks, bonds, real estate and banking provide detailed reports and financial forecasts for consumers to better protect themselves in the world of finance and save money at Money Journal. There are lots of ways to save money on all sorts of products and services provided through the website on everything from a home mortgage to finding the best cheap beer on a budget.
 
 

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]]> Financial Markets Internet Technology Publishing / Information Services Real Estate Television WebWireID175660 Article Big Data News: Texas-based Fraud and Security Firm M-CAT Enterprises Leads the Way with First Inmon-Certified Female Data Scientist Anyck Turgeon http://www.webwire.com/ViewPressRel.asp?aId=175641 Thu, 6 Jun 2013 13:20:38 EST Austin, TX – June 6, 2013 –M-CAT Enterprises (M-CAT) today announced CEO and global security expert Anyck Turgeon has become one of twelve Inmon-certified data scientists worldwide. Upon completing Bill Inmon's ground-breaking masters-level course in textual disambiguation over big and other unstructured data, Turgeon is the first certified female data scientist among an elite group of highly sought-after experts. Already uniquely qualified to merge and analyze a vast array of advanced data management solutions and applications, and a certified fraud examiner (CFE), Turgeon can now skillfully parse through up to 80 percent of unutilized corporate data to anticipate, identify and eliminate fraudulent activity and security breaches across the enterprise.
 
TEXTUAL DISAMBIGUATION RESOLVES A CRITICAL BUSINESS PROBLEM: According to Bill Inmon, the father of data warehousing, standard computing systems are only capable of analyzing 20 percent of entire data set views. Corporate executives and other decision makers are required to render critical decisions daily based on very limited and incomplete data sets. This has been leading large corporations to under-estimate risk and face unpleasant survival decisions as opposed to developing a solid industry leadership posture.
 
To resolve potential business catastrophes and move beyond today's limited data analytic views, Inmon, one of the top seven most influential people in the history of computers, has dedicated the past five years of his legendary career to develop textual disambiguation with global big data expert Krish Krishnan. While larger open-source software frameworks like Hadoop enable parallel distributed processing to analyze petabytes of data and can handle clusters of data in native format, it is Inmon's technological discoveries in textual disambiguation that enables big data scientists to access the valuable information captured in unstructured textual data.
 
Inmon's exclusive group of certified data scientists are the first to possess hands-on expertise in textual disambiguation and are naturally becoming the most sought-after resource in the high tech industry. Turgeon can perform a vast array of complex tasks like decomposing compressed raw data into meaningful data elements, applying contextual taxonomies and ontologies, removing stop words and performing complex analysis.
 
After successfully deploying data warehousing technologies and noticing their operational usage for 20 years in organizations such as CIBC, CCPEDQ, Scotia Bank, Alcan, General Motors, Nike and Imperial Life, Turgeon quickly saw the benefits in acquiring Inmon's latest complex training in textual disambiguation. "Implementing textual disambiguation enables enterprises of all sizes to dissect, explore and analyze much larger, compressed and unorganized raw data sets that could not be considered before—in a revolutionary rapid, highly-repetitive and costs-saving manner," explains Turgeon.
 
In general, corporate executives, managers and investors can now demand and fully expect to be provided with entire data set views and scientific analysis to render better and faster decisions. Enabling CEOs, CFOs, COOs, CISOs and CROs to board members and investors to gain access to four times more customers, market and product or service information, claims Turgeon, can lead to:

  • Gaining new business offerings, including more compelling and lucrative bundled packages.
  • Securing sudden investment growth opportunities.
  • Rapidly deploying business model turnarounds for enhanced profitability and market leadership.
  • Trending and detecting massive fraudulent schemes by surfacing complex relationships through machine-empowered analysis while avoiding the risks of automated approaches like high rate of false positives.
  • Reducing unnecessary corporate costs including fraud and inappropriately measured risks.
  • Increasing revenue opportunities of at least 20 percent within as little as two to three years.


 
Data scientists are already recognized as a rare breed of innovative technologists and can cost between $350 to $1,000 per hour. The multiple benefits international expert Turgeon bring to decision makers can provide such competitive advantages that enterprise should be able to gain substantial return-on-investment within a relatively short period to time and, potentially escalate their Fortune or Global 500 rankings.
 
M-CAT takes the lead in ensuring the growth of small to large corporations and governments while reducing the costs and liabilities caused by fraud and security challenges.  
 
About M-CAT Enterprises
M-CAT Enterprises, LLC is a global provider of business growth management, anti-fraud and security solutions. For more information, visit www.mcatenterprises.com.

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]]> Banking / Financial Services Computer Software Financial Markets High Tech Security Homeland Security WebWireID175641 Article AMI Research Initiates Analyst Coverage On Advanced Medical Isotope Corp.; SPECULATIVE BUY http://www.webwire.com/ViewPressRel.asp?aId=175576 Thu, 6 Jun 2013 10:00:00 EST NEW YORK, June 06, 2013 -- AMI Research, a leading provider of equity research reports and a subsidiary of Hawk Associates Inc., announced today that it has initiated equity research coverage on Advanced Medical Isotope Corp (OTC: ADMD).
 
AMI president Peter J. D'Agostino said, 'ADMD is poised for substantial growth with the company's groundbreaking brachytherapy technology nearing commercialization. We also think that ADMD's expected launch of an isotope production facility in Los Angeles is a win-win for hospitals, researchers, and patients and offers the company access to a new, larger medical market.  As a result of these catalysts, we expect significant revenue increases in 2014 and 2015.'
 
AMI Research provides an institutional-quality, equity research initiation report detailing ADMD's key statistics, management, growth catalysts, financial outlook, price target, and valuation. The complete eight-page report is available to download for free at the AMI Research website, http://www.amistockreports.com/ADMD_Initiation.pdf
 
About Advanced Medical Isotope Corp.
 
Headquartered in Kennewick, WA, Advanced Medical Isotope Corporation engages in the production and distribution of medical isotopes and medical isotope technologies. ADMD's medical isotopes are used in molecular imaging, therapy, and nuclear medicine to diagnose, manage, and treat diseases. The company offers a line of stable isotopes, as well as radiopharmaceuticals for use in connection with positron emission tomography (PET). Also, ADMD is in the process of developing next-generation brachytherapy. Further, it provides consulting services. The company's customers include a range of hospitals, universities, research centers, and national laboratories, as well as academic and government institutions in the US and internationally. For additional information about ADMD, visit http://www.isotopeworld.com.
 
 
About AMI Research
 
AMI Research provides equity research coverage for promising companies that do not have traditional Wall Street analyst coverage. Coverage by AMI ensures an objective explanation of all facets of a business and increased exposure to numerous institutional and retail investors seeking reputable investment ideas. AMI combines in-depth, insightful research and customized graphics into detailed analyst reports to create an investment thesis with a four tier rating system and 12-month price target. These reports detail the company's industry, strategic position, core business model, financial history, future growth catalysts and projected financials. Please visit http://www.amistockreports.com. For more information, contact Peter J. D'Agostino, president at 212.541.2465, email to: p.dagostino@amistockreports.com .
 

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]]> Banking / Financial Services Biotechnology Financial Markets Medical / Pharmaceuticals OTC / SmallCap WebWireID175576 Article S&P 500 SPY ETF Investing Secrets http://www.webwire.com/ViewPressRel.asp?aId=175579 Wed, 5 Jun 2013 12:38:40 EST Against all odds and to the dismay of big mutual fund firms, ETFs quickly gained popularity. Investors have put more than $1.5 trillion in over 1,200 different ETFs. The most popular index ETFs are linked to indexes like the S&P 500, Dow Jones, Russell 2000, or key industry sectors. Educated investors find those ETF choices accelerating while ETF novices are overwhelmed by the selection. Simon Maierhofer, founder of iSPYETF, has been an ETF authority for over a decade. Many consider Simon the guru for ETF investing.
 
'ETF education doesn't stop at just finding the best ETF. More importantly it's about buying the right ETF at the right time,' says Simon Maierhofer. 'Just because you're driving a great car doesn't mean you can't get into an accident. It's the same with ETFs. A great investment vehicle doesn't protect you from bad investment decisions.' The S&P 500 ETF, for example, is the cheapest and most flexible way to invest in the S&P 500, but buying it in 2007 or selling it in 2009 would have brought considerable headache and temporary losses.
 
There is no crystal ball for buying low and selling high, but a comprehensive non-emotional, common sense approach significantly increases the odds of making money with ETFs (or other investment vehicles). Simon Maierhofer consistently monitors investor sentiment, seasonal patterns and cycles, and various aspects of technical analysis. This allows him to identify low-risk and/or high probability buying (and selling) opportunities for ETFs like SPY. Simon shares his findings via the Profit Radar Report.

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]]> Advertising / Marketing Banking / Financial Services Financial Markets Internet Technology OTC / SmallCap WebWireID175579 Article William Connelly to present at ING Benelux Conference http://www.webwire.com/ViewPressRel.asp?aId=175506 Tue, 4 Jun 2013 10:01:58 EST Amsterdam, - -Today, William Connelly, CEO of ING Commercial Banking, will address the ING Benelux Conference in New York.

In his presentation, William Connelly will demonstrate ING Commercial Banking's strategy and its significant contribution to the overall results of ING Bank. In the first quarter of 2013 ING Commercial Banking contributed almost 50% of the total Bank pre-tax profit and it is on track to reach a sustainable Return on Equity of at least 13% by 2015.

ING Commercial Banking's strategy is aimed at further strengthening of client relationships and realising attractive returns by building on its leadership positions in core markets and products and by optimising its client coverage and service model. Furthermore, ING Commercial Banking will continue to invest and to grow its market share in product capabilities, particularly in Transaction Services, and leverage its network spanning over 40 countries for increased international flows.

William Connelly will also elaborate on ING's strong Industry Lending business which consists in large part of Structured Finance. He will highlight ING Commercial Banking's ability to selectively grow the loan book, particularly in high yielding Structured Finance assets, after ING made major strides in 2012 to optimise the balance sheet and de-risk the investment portfolio. He will also elaborate on ING Commercial banking's Financial Markets' well diversified business that provides hedging and financing solutions to corporate and institutional clients.

Today's presentation, 'Extracting more value from the existing franchise' by William Connellly, which he will also address at the Deutsche Bank Global Financial Services Investor Conference on 5 June in New York, can be viewed/downloaded via ING's corporate website or SlideShare.


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ING PROFILE

ING is a global financial institution of Dutch origin, offering banking, investments, life insurance and retirement services to meet the needs of a broad customer base. Going forward, we will concentrate on our position as an international retail, direct and commercial bank, while creating an optimal base for an independent future for our insurance and investment management operations

IMPORTANT LEGAL INFORMATION

Certain of the statements contained herein are not historical facts, including, without limitation, certain statements made of future expectations and other forward-looking statements that are based on management's current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to, without limitation: (1) changes in general economic conditions, in particular economic conditions in ING's core markets, (2) changes in performance of financial markets, including developing markets, (3) consequences of a potential (partial) break-up of the euro, (4) the implementation of ING's restructuring plan to separate banking and insurance operations, (5) changes in the availability of, and costs associated with, sources of liquidity such as interbank funding, as well as conditions in the credit markets generally, including changes in borrower and counterparty creditworthiness, (6) the frequency and severity of insured loss events, (7) changes affecting mortality and morbidity levels and trends, (8) changes affecting persistency levels, (9) changes affecting interest rate levels, (10) changes affecting currency exchange rates, (11) changes in investor, customer and policyholder behaviour, (12) changes in general competitive factors, (13) changes in laws and regulations, (14) changes in the policies of governments and/or regulatory authorities, (15) conclusions with regard to purchase accounting assumptions and methodologies, (16) changes in ownership that could affect the future availability to us of net operating loss, net capital and built-in loss carry forwards, (17) changes in credit-ratings, (18) ING's ability to achieve projected operational synergies and (19) the other risks and uncertainties detailed in the Risk Factors section contained in the most recent annual report of ING Groep N.V. Any forward-looking statements made by or on behalf of ING speak only as of the date they are made, and, ING assumes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information or for any other reason. This document does not constitute an offer to sell, or a solicitation of an offer to buy, any securities.

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]]> Banking / Financial Services Business Announcements Commercial Services Financial Markets Insurance WebWireID175506 Article Conquer Your Closing Is Free On Amazon For Only One More Day http://www.webwire.com/ViewPressRel.asp?aId=175317 Tue, 4 Jun 2013 08:00:00 EST Karen Simpson-Hankins has been called "a go-to mortgage and real estate expert" in the media and a "breath of fresh air" by her clients. A 37-year veteran of the mortgage industry, author, coach and speaker, Hankins is undeniably a consumer's trusted advocate in home finance. Karen has published a new book, 'Conquer Your Closing: Insider Secrets for Today's Savvy Home Buyer'. In this book Karen breaks down everything a person would need to know when buying a home.  The book is currently FREE and available for download on Amazon for only 1 more day (until 6/05/2013) at: http://www.amazon.com/dp/B00BU93GLK/.
 'Conquer Your Closing' currently has a 5 star average from Amazon readers.  Here's what some of the reviewers have said:
 
'Very informative and detailed guide, tells you about the mistakes you need to avoid when buying a home.  I am surprised with the detail with which this guide helps you so you really know which homes will be good for you and that includes whether or not you can really afford it. I realize it's not always straightforward knowing what you can and what you can't, you could be buying a home and regretting it later because you have to tighten your belt and sacrifice your other luxuries.

It takes you step, by step, by step from interviewing lenders, getting the loan, negotiating, and gives you a list of questions that you can use in the whole process. I especially found the questions to ask brokers and the checklists provided in the book to be very helpful.'   -Dennis Carroll
 
'This book was very informative and easy to understand. I knew very little about the mortgage process until I read this. Now I won't leave home without it. I highly recommend it for all home owners and all interested in getting financing in the future.'    -Sherrie Gant -Author
 
For More Information: This book is free now until the 5th of June. So be sure to pick it up.
For more questions or to schedule an interview about this press release please contact Steve Fata, Editor, at (561) 629-5701 or email  info@tacb.org  
 
About The Author:  Karen Simpson-Hankins is a 37 yr ex-Mortgage Broker turns Mortgage Advocate, Host of the NEW talk radio program 'Surviving the Credit Crisis, Author of 'Need Mortgage Info Now!', Speaker.
 
Over her career, Hankins has focused on acquiring the best possible loan she can deliver at the best possible price for every client that crosses her path. She left the mortgage industry in late 2011, because the mortgage industry no longer supported her values with the way consumers were being treated. But she has since realized that she can help more individuals by inspiring change within the industry than being outside the industry! Now, she works one-on-one with consumers as a home loan consultant, coach and consumer advocate to help them garner a better deal on every home purchase or refinance.

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]]> Education Financial Markets Household / Consumer / Cosmetics Personal Services Real Estate WebWireID175317 Article IntercontinentalExchange Stockholders Approve Acquisition of NYSE Euronext http://www.webwire.com/ViewPressRel.asp?aId=175433 Mon, 3 Jun 2013 10:46:49 EST ATLANTA -- IntercontinentalExchange (NYSE: ICE), a leading operator of global markets and clearing houses, announced the results of the special meeting of stockholders today to approve ICE's acquisition of NYSE Euronext. ICE stockholders approved the agreement to acquire NYSE Euronext, with approximately 99.68% of the shares present at the special meeting voted for the approval of the combination, representing 85.05% of ICE's outstanding common shares. All other proposals passed with an average of 97% of the shares present at the special meeting voting for each of the governance-related proposals and the adjournment proposal.

"The overwhelming approval by our shareholders confirms our belief that the combined company will be even better positioned to serve customers by combining our respective areas of expertise to create value for our customers and shareholders," said ICE Chairman and CEO Jeffrey C. Sprecher.

ICE announced the proposed acquisition of NYSE Euronext on December 20, 2012 following unanimous approval by the companies' respective boards of directors. Completion of the combination is subject to approval by relevant competition and other regulatory authorities in the U.S. and Europe, as well as customary closing conditions.

About IntercontinentalExchange
IntercontinentalExchange (NYSE: ICE) is a leading operator of regulated exchanges and clearing houses serving the risk management needs of global markets for agricultural, credit, currency, emissions, energy and equity index products. www.theice.com

The following are trademarks of IntercontinentalExchange, Inc. and/or its affiliated companies: IntercontinentalExchange, ICE, ICE and block design, ICE Futures Europe, ICE Clear Europe, ICE Clear Canada, ICE Clear US, ICE Clear Credit, ICE Futures U.S., and ICE OTC. All other trademarks are the property of their respective owners. For more information regarding registered trademarks owned by IntercontinentalExchange, Inc. and/or its affiliated companies, see https://www.theice.com/terms.jhtml

CAUTIONARY STATEMENT REGARDING FORWARD LOOKING STATEMENTS
This press release may contain "forward-looking statements" made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Statements regarding IntercontinentalExchange's business that are not historical facts are forward-looking statements that involve risks, uncertainties and assumptions that are difficult to predict. These statements are not guarantees of future performance and actual outcomes and results may differ materially from what is expressed or implied in any forward-looking statement. The factors that might affect our performance include, but are not limited to: our business environment and industry trends; conditions in global financial markets; domestic and international economic conditions; volatility in commodity prices and price volatility of financial contracts such as equity indexes and foreign exchange; our ability to complete the acquisition of NYSE Euronext and to do so in a timely manner, realize the anticipated benefits within the expected time frame, and efficiently integrate NYSE Euronext's operations; changes in laws and regulations; increasing competition and consolidation in our industry; our ability to identify and effectively pursue acquisitions and strategic alliances and successfully integrate the companies we acquire on a cost-effective basis; the success of our clearing houses and our ability to minimize the risks associated with operating multiple clearing houses in multiple jurisdictions; technological developments, including ensuring that the technology we utilize is not vulnerable to security risks; the accuracy of our cost estimates and expectations; our belief that cash flows will be sufficient to service our debt and fund our working capital needs and capital expenditures for the foreseeable future; our ability to develop new products and services on a timely and cost-effective basis; leveraging our risk management capabilities; maintaining existing market participants and attracting new ones; protecting our intellectual property rights; not violating the intellectual property rights of others; potential adverse litigation results; our belief in our electronic platform and disaster recovery system technologies; and identification of trends and how they will impact our business. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see ICE's Securities and Exchange Commission (SEC) filings, including, but not limited to, the risk factors in ICE's most recent Annual Report on Form 10-K for the year ended December 31, 2012, as filed with the SEC on February 6, 2013, and the risk factors in the joint proxy statement/prospectus of IntercontinentalExchange Group, Inc. ("ICE Group"), as filed with the SEC on April 30, 2013. These filings are also available in the Investors & Media section of our website. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. We caution you not to place undue reliance on these forward-looking statements. Any forward-looking statement speaks only as of the date on which such statement is made, and we undertake no obligation to update any forward-looking statement or statements to reflect events or circumstances after the date on which such statement is made or to reflect the occurrence of an unanticipated event. New factors emerge from time to time, and it is not possible for management to predict all factors that may affect our business and prospects. Further, management cannot assess the impact of each factor on the business or the extent to which any factor, or combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements.

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]]> Banking / Financial Services Business Announcements Financial Markets Legal Issues OTC / SmallCap WebWireID175433 Article TraderLinker.com, an open social trading ecosystem for novices and professionals http://www.webwire.com/ViewPressRel.asp?aId=175331 Mon, 3 Jun 2013 08:00:00 EST TraderLinker is a web-based application which automatically creates 'social trading communities' for everybody, within a main network focused on Trading. It is a Ning for traders with social trading tools implemented.

According to Jose Luis Cases, Founder at traderlinker.com:

'TraderLinker is a real vertical network where trades are published and open to different trading platforms, including futures platforms like Interactive Brokers. Forex social trading is based on copytrade  with more than 20 different networks at this moment. We want to be an open standard for social trading to  all trading platforms, including stocks&commodities , basing our value proposal  in learning&trading tournaments instead copytrade, which will not increase trading skills.'
 
Ruben Cases, Co-founder and gamification responsible says:

'People who teach others posting trades and discussing them in trading rooms, will earn virtual coins to play trading tournaments with real prizes.'

TraderLinker allows you to create your own financial webpage for free in less than 3 minutes and avoid development costs. All professional trading services, trading schools and brokers can have  turnkey solutions for a few bucks per month.

TraderLinker is offering 1000 communities for free to all traders who want to join TraderLinker movement. People can earn virtual coins to play trading tournaments with a referral  link.

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]]> Banking / Financial Services Financial Markets WebWireID175331 Article Michael D. Wild is honored with Martindale-Hubbell Client Distinction Award http://www.webwire.com/ViewPressRel.asp?aId=175415 Sun, 2 Jun 2013 00:06:40 EST Plantation, FL  05/27/2013 - Michael Wild was recently honored with the Martindale-Hubbell Client Distinction Award. He is the managing partner of WFP Law, specializing in the area of estate planning, asset protection, wealth transfer and probate administration.

Mr. Wild is truly honored to receive this recognition as a symbol of his dedication to the citizens of South Florida. Michael states, 'I am truly humbled and honored to receive such a noteworthy recognition. My main focus is to create client-satisfaction by providing high quality legal services; ensuring that each one of my clients walks away with the confidence that their estate planning goals have been met.'

Martindale-Hubbell is a lawyer rating service that is associated with LexisNexis, and also provide lawyers.com and martindale.com.

To be considered for a Martindale-Hubbell Client Distinction Award, an attorney must receive a Client Review Rating Score of at least 4.5 or higher overall on a 5.0 scale. This award is a nationally recognized acknowledgement of an attorneys skills and accomplishments, demonstrating stellar client review ratings.
 
The Martindale-Hubbell Client Distinction Award reflects the exceptional reviews made by Michael Wild's clients who took the time to rate him on his ability to communicate difficult concepts with reassuring ease; always showing patience, and walking them through each step of the estate planning process. His clients have specifically noted his responsiveness to their individual needs and goals, ultimately providing a exceedingly high quality of service and maximum value for their time and money spent.
 
Of the over 900,000 attorneys that are listed on martindale.com and lawyers.com, less than one percent have received this honor of distinction. This award demonstrates Michael Wild's commitment to his community; improving the quality of life for his clients and their families with exceptional care and service that goes beyond what is expected of a legal professional. 
 
Michael adds, 'My clients are my top priority, and it is the absolute greatest honor to know that they are pleased with their estate planning experience.'
 
Michael Wild and the lawyers at Wild Felice & Partners, PA offer free consultations for both estate planning and probate administration. To find out more about Michael Wild and the law firm of Wild Felice & Partners PA, please visit: www.wfplaw.com, or call Michael Wild directly at: 954-944-2855  

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]]> Banking / Financial Services Business Announcements Financial Markets Legal Issues Real Estate WebWireID175415 Article Conquer Your Closing, A Resource All First-Time Homebuyers Must Read Now Available on Kindle For Free http://www.webwire.com/ViewPressRel.asp?aId=175316 Sat, 1 Jun 2013 08:00:00 EST Karen Simpson-Hankins has been called "a go-to mortgage and real estate expert" in the media and a "breath of fresh air" by her clients. A 37-year veteran of the mortgage industry, author, coach and speaker, Hankins is undeniably a consumer's trusted advocate in home finance. Karen has published a new book, 'Conquer Your Closing: Insider Secrets for Today's Savvy Home Buyer'. In this book Karen breaks down everything a person would need to know when buying a home.  The book is currently FREE and available for download on Amazon for 5 days (6/01/2013 – 6/05/2013) at: http://www.amazon.com/dp/B00BU93GLK/.
 'Conquer Your Closing' currently has a 5 star average from Amazon readers. Here's what some of the reviewers have said:
 
'After being referred by a friend to this book we are very grateful for the priceless information we have gained. There are so many questions that can get overlooked during the process of buying a home with a lender and this definitely highlights what you need to know ahead of time in a simple and easy to understand format.' – T. Swanson
 
'Thank you for writing this book. I am 27 and I am finally taking the next step in my life by purchasing my very first home. It has been a bit overwhelming so far, but after reading this book I have found a sense of comfort that I didn't have previously.

For me, the most stressful thing has been trusting the information that has been given to me by people trying to take my money. This is why I found chapters like "Finding The Right Loan For You" and "The Home Buying Process" to be extremely valuable. Although I may not be a pro, I now feel much better having gained knowledge about the process of buying a home. Thank you for an easy and informative read!' – Stacey F.
 
For More Information: This book is free now until the 5th of June. So be sure to pick it up.
For more questions or to schedule an interview about this press release please contact Steve Fata, Editor, at (561) 629-5701 or email  info@tacb.org  


About The Author:  Karen Simpson-Hankins is a 37 yr ex-Mortgage Broker turns Mortgage Advocate, Host of the NEW talk radio program 'Surviving the Credit Crisis, Author of 'Need Mortgage Info Now!', Speaker.
 
Over her career, Hankins has focused on acquiring the best possible loan she can deliver at the best possible price for every client that crosses her path. She left the mortgage industry in late 2011, because the mortgage industry no longer supported her values with the way consumers were being treated. But she has since realized that she can help more individuals by inspiring change within the industry than being outside the industry! Now, she works one-on-one with consumers as a home loan consultant, coach and consumer advocate to help them garner a better deal on every home purchase or refinance.

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]]> Financial Markets Household / Consumer / Cosmetics Lifestyle / Society Personal Services Real Estate WebWireID175316 Article